Future Interest Rates 2025. Several rate forecasts at the end of 2024 see interest rates in the us dropping to a range between 4% and 3.5% in 2025 as the us economy remains stable. The federal reserve is expected to cut rates further in 2025, paving the way for slightly lower borrowing costs for consumers.
Ing’s interest rate predictions indicate that in 2024, rates will start at 4%, with subsequent cuts to 3.75% in the second quarter, 3.5% in the third, and 3.25% in the final quarter. In 2025, ing predicts a further decline to 3%.